Dental Insurance

Dental health is a vital aspect of the overall health picture, so it always makes sense to have a comprehensive dental plan in place. Most dental care provides free coverage for preventative services, which can save hundreds of dollars in the long run.

Including dental coverage as part of a comprehensive benefits package for your business makes a lot of sense. Employees want peace of mind in every aspect of their health.

The team at SRC Financial Consulting knows the ins and outs of dental insurance coverage in Texas. We can help you find the plan that works best for your business’s budget.

Dental Plans

Dental insurance plans can cover everything from primary care to restorative dental services. When searchibng for dental plans, it is important to consider the type of care you are likely to require and whether you want the flexibility to visit a range of dental provides.

Dental Health Maintenance Organization (DHMO): These plans are usually less expensive than DPPOs, but you will have to choose from a dentist within a specified network. Typically, there is no annual deductible, and you will pay a set fee for non-preventative services such as extractions, root canals, and crowns.

Dental Preferred Provider Organization (PPO): These plans allow you to receive dental services in/out of network from a provider of your choice anywhere in the United States. These plans offer basic services such as cleanings and x-rays covered at 100% then services such as filing, simple extractions and several other services covered at 80% and then major services such as root canals, crowns are covered at 50%. Along with orthodontia which many groups choose to add that have family coverage but adult ortho is also an option.

Other plans are available, such as Dental Indemnity and Dental Point of Service, which offer varying degrees of flexibility and coverage.